Student Protection &
Safeguards

Fee Protection Scheme

The Singapore Government requires all Private Education Institutions in Singapore to protect any student fees paid in advance. The scheme ensures that if ECTA is unable to deliver its programmes due to closure for any reason, students can claim any fees which have been paid in advance. All students must be covered by this scheme. Protection is provided through an insurance policy taken out by ECTA on behalf of students.

ECTA uses a SSG-appointed Insurer as the provider of all policies taken out as part of the fee protection scheme. The policy makes provision for the refund of unconsumed fees paid should ECTA close or be unable to deliver the course as detailed in the contract for any reason. The policy also provides for compensation in the case where ECTA fails to pay any sum awarded by Singapore Courts to the insured student.

The current premium is 0.6% (excluding GST) of the sum of all Course Fees and Administrative Fees per year. The premium is paid by the student. The insurance will indemnify a Student up to the Limit of Indemnity for:

• Loss of Course Fee paid by the Student to the PEI in the event that the Student is unable to commence, continue with or complete the Termination Event during the Period of Indemnity. The indemnity provided shall be limited to the portion of paid Course Fee deemed un-utilized as at the date of the Termination Event and pro-rated to the time elapsed in respect of that part of the Course as relates to the Course Fee paid for the Period of Indemnity and to the extent the same is not refunded to the Student; and/or
• Such part of Judgement Sum that may be attributed to the Period of Indemnity as may be in-force as at the date of the Judgement Sum and remaining unpaid by the PEI as at the date of the issuance of a Payout instruction in respect of a Judgement Debt Default Event.

For more details of FPS, please visit SSG Website

Course Fee

Course Fees cover all lectures and classroom sessions that are part of the curriculum, lecture notes and handouts, student manuals, assessments, individual and group clinical supervision, clinical attachments, and transcripts. For the Graduate Certificate of Counselling, Personal Counselling Fees are also included. Course fees do NOT include the cost of recommended textbooks and other reading materials.

Administrative Fees

For the Graduate Certificate in Counselling, Administrative fee covers general administration, professional indemnity, and practicum administration and management.

For the Graduate Diploma in Counselling, Master of Counselling and Graduate Certificate in Clinical Supervision, Administrative Fees covers general administration, professional indemnity, and practicum administration and management. This includes fees payable 100% to Flinders University for associated resource costs specific to student enrolment.

Miscellaneous Fees

Miscellaneous Fees refers to any non-compulsory fees which the students pay only when applicable. Such fees are normally collected when the need arises.

(All fees stated above are inclusive of GST unless otherwise indicated)